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Can I Accept Credit Cards Without A Merchant Account?

9/19/2013

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A common question among credit card merchants is “how do I take credit cards without a merchant account?”  Unfortunately the answer is that you cannot.  Fortunately, however, there are several great options out there for credit card merchants.

Although some people will argue that Paypal is the exception to this rule, even they utilize a least some type of merchant processing account depending on what service you need.  Other people may try to avoid merchant processing accounts by sharing accounts.  For example, if someone owns two businesses, they would try to use one account for both companies.  However, most major credit card companies do not allow shared merchant accounts.  It is crucial to have one merchant processing account for each of your businesses.

If you are a credit card merchant, the easiest way to accept payment is simply to embrace the merchant processing accounts.  Countless credit card merchants have already done this, and are now reaping the benefits of utilizing a merchant account.  Credit card merchants give their customers the convenience of using their favorite method of payment, are decreasing checkout time, and can get paid at any time or in any place.

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    Just your everyday credit card merchant!

    Corporate America employee turned small business owner helping others who want to follow in my footsteps.

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